“There is no such thing as a free lunch.” – Everyone. But personally, Mr. Choi, my Investments professor.
It’s good practice to know that for every gimmie there is a resulting equivalent gotcha. (usually)
That is not to be pessimistic but precautionary.
If a free lunch truly is free, great. But a beneficial long term strategy exists in knowing there will always be a future cost. The wool will never be pulled over your eyes if you forever keep this in mind.
This idea works both ways, it appears to be a natural occurrence of balancing out. The understanding of this phenomenon will be residually rewarding.
(If this is confusing it’s because I confused myself half way through)